Author: Shawn

Shawn is a technophile since he built his first Commodore 64 with his father. Shawn spends most of his time in his computer den criticizing other technophiles’ opinions.His editorial skills are unmatched when it comes to VPNs, online privacy, and cybersecurity.

Small- and medium-sized enterprise (SMEs) are often in need of external capital to help take their operations to the next level. While it might be getting easier to launch a new company, there will likely come a point in the life of any business owner when they realize that they’re never going to dominate their industry without an appropriate financing solution in place. Thankfully, there is an entire industry which has sprung up in recent years to cater to those very needs. Banks might have traditionally represented the first port of call for SMEs in need of capital, and while…

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The future of finance is all about artificial intelligence. We are now in the midst of a major revolution in the way we do banking, investing, lending and even managing our personal finances. Our world is being transformed by innovation in areas like mobile payments, e transfer payday loans, digital banking, and robo advisors. Yes. Even the payday loan industry is getting a facelift to their already streamlined process of approving loan applications. A.I integration with this lending industry could mean full automation. Let’s have a look at some of the leaders in this pack. Kabbage Kabbage is a leading…

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In this day and age, almost all businesses rely on their company’s website as a platform to interact with their potential customers. Like the quote, ‘First impressions last’ implies, it’s essential that your website boasts the following features, such as fast response, user-friendly navigation, enticing user interface design, and fast loading time. Moreover, it has to be accessible and fully functional on mobile devices as it does on laptops and desktop computers. This tool can help you connect with a vast audience globally by promoting the visibility and awareness of your brand. Apart from that, a website enables consumers to…

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A blog may be a great way to begin an online company and using the most popular CMS WordPress offers many advantages such as full ownership of your website.  It’s not straightforward, especially for beginners. Yet, at times people who own a blog manage to monetize it and turn it into an income-generating business that allows them the possibility of investing in their business even further.  When one creates blogs, they typically blog about topics people are interested in and contribute to by commenting for example, because engagement is a key success factor.  Most topics are available online so it’s…

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Businesses across the world are always asking and chasing the answer to the same question: how can you boost your sales? Many companies fail to take hold of some of the basic tips that will help skyrocket their sales. This is the same for whether your business is big or small. You can certainly try and tweak things to get better returns but if you don’t know what you are meant to be tweaking then you will struggle. Following some handy tips can get your business booming. Read here to find out a little more about the tips that will…

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Chargebacks are a growing concern among merchants. With more people relying on credit and debit cards, more customers have the opportunity to seek a chargeback. Basically, the card holder will ask their issuing bank to reverse a specific charge, due to fraud or dissatisfaction. And all too often, the bank is willing to do so, leaving the merchant to pick up the tab. So how much might merchants get dinged? In this article, we’ll cover the true costs of chargebacks. Often, the chargeback is for the entire charge. If someone spent $50 on your online website, they may push to…

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