We all know that life doesn’t always go according to plan. That’s why having a few backup plans is essential, just in case something unexpected comes up. If you’re looking for a quick and easy way to get some extra cash, you should check out some of the best instant loan apps available today.
This blog post will tell you about our top 4 favorite apps for getting a loan fast. So, if you need emergency cash, check out these awesome apps!
1. Viva Payday Loans
Viva Payday is an excellent online loan platform that links people with reputable lenders who provide high-interest loans. It enables customers in financial distress to obtain short-term loans that they would repay with their next paycheck. You may apply for this credit online and receive a loan amount of up to $5000.
It has payback terms of two years and APRs varying from 5.99% -35.99%.
As per your agreement, Viva Payday Loans offers a payback schedule of up to two years and a 5.99%-35.99% interest rate.
They do not undertake extensive credit checks and have few formalities. You will just be given a contract to sign to comply with their terms & conditions, and after that, the funds will be paid into your account within 24 hours.
Pros
- Has good customer service
- Has a minimum APR of 5.99%
- The funds are immediately transferred into your account.
Cons
- They are only available in some states.
2. Heart Paydays
Heart Paydays is another well-known online loan company that connects clients with elite lenders for quick loans. It provides loans of up to $5000 to its subscribers without completing credit checks. They welcome all applicants since they must evaluate their credit history.
If you have bad credit, they’ll connect you with lenders that meet your description, so it’s down to you to keep your credit clean. Heart loans have a two-year payback period, which is sufficient time to allow you to return your loan. Similarly, they charge APRs ranging from 5.99% to 35.99%.
Pros
- They do not perform credit checks
- They have a two-year payback plans
- The funds are immediately transferred into your account
Cons
- It is not available in all states
3. Very Merry Loans
Very Merry Loans is a website linking consumers with top lenders to acquire the best loan terms. It has a sophisticated calculator to assist you in figuring out your repayment schedules and APRs. They don’t do credit checks, so you may still get great rates even if you have a bad credit score.
When your request is successful, you will be referred to a lender that matches your description so that you may close the loan. Their loans have a minimal APR of 5.99% but will be charged differently according to the lender. Very Merry Loans is, without a doubt, a once-in-a-lifetime chance to transform your financial strategy.
There’s no shame in getting a hand when your financial situation isn’t what you had planned or when you’re in an emergency and need the best and quick financial assistance. With that said, you should be bold in securing quality loans that will help you boost your financial capability.
Pros
- There aren’t many formalities.
- It has a credit calculator to help consumers.
- Money is promptly transferred into your account.
Cons
- It has an optimum APR of 35.99%.
4. Credit Clock
Credit Clock is a trustworthy online lending platform that can link you with top lenders and provide quick cash. Their loans range from $100 to $1,000, and they don’t charge any hidden fees to their consumers. They also offer APRs ranging from 5.99% to 35.99% and payback terms ranging from 3-6 months.
The end-to-end application is completed online, and there aren’t many formalities to complete the transaction. If your application is approved, the funds will be paid into your bank account before the end of 24 hours. And, despite having a brief repayment period, their loan offers are worth examining.
Pros
- It includes monetary advances
- They have a simple online application process
- You can obtain immediate cash
Cons
- There are numerous requirements that candidates must meet
- APR rates throw off a lot of potential borrowers
Conclusion
Financial issues usually necessitate a prompt and decisive response. Paycheck loans offer outstanding loans to assist you in operating your business, dealing with crises, and paying significant bills until your next payday.
Viva Payday Loans is one of the most considerable payday lenders, offering superior services, a low-interest rate, and a manageable repayment plan.
The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request.
