Pinterest attracts millions of users seeking inspiration and new ideas. This platform is also popular among advertisers. Virtual cards have become increasingly common for purchasing ads.
Virtual cards are digital versions of traditional bank cards that can be used for online payments. They have a unique number, expiration date and CVV code.
They function with Visa or Mastercard payment systems. These cards offer several advantages for ad payments: they can be created online in unlimited quantities and spending limits can be set. This is crucial for controlling advertising budgets.
Today, the market is flooded with numerous fintech companies that issue virtual cards. Some cards are perfect for online shopping, others for digital subscriptions, and yet others for receiving payments from international clients.
So how do you choose the right virtual cards for payments on Pinterest? Several factors need to be considered: reviews from real users, the ease of card creation and management, and of course, the fees and charges.
In this article, we will review the top 5 virtual cards for Pinterest ads. We will focus on the pros and cons of each financial platform.
1. PSTNET: Special Cards for Pinterest
PSTNET is a financial platform that issues Visa/Mastercard virtual cards for various purposes. They offer the best virtual cards for Pinterest ads. In our ranking, this service takes the top spot.
Pros:
- Zero Fees: No fees for transactions, withdrawals, or payment reversals.
- Diverse Funding Options: Balances can be topped up using cryptocurrencies, bank transfers, and other Visa/Mastercard cards.
- Trusted BINs from US and European Banks: These can be checked using a BIN checker on the website, significantly reducing the risk of payment issues.
- 3D Secure Technology: Each payment is confirmed with a special code sent to the user’s personal account or a confidential Telegram bot.
- Team Tools in the User’s Personal Account: Roles can be distributed among team members, spending limits can be set, and financial reports can be requested.
- Unlimited Number of Cards: Cards can be issued in unlimited quantities immediately after registration. Registration can be completed using a Google account, Telegram, WhatsApp, Apple ID, or email.
Cons:
- Monthly Card Fees: The monthly fee for the card may seem somewhat high, but considering the absence of transaction fees, it is justified.
2. Flexcard
Flexcard issues virtual cards for online payments, which can also be used for paying for ads on Pinterest. They are supported by Visa and Mastercard payment systems.
Pros:
- Zero Maintenance Fees: No fees for card maintenance.
- Low Top-Up Fees: Top-up fees depend on the card’s BIN, starting at 3.5%.
- Diverse Funding Options: Cards can be topped up using bank transfers, the Capitalist service, or transfers from affiliate balances. USDT TRC20 is also available.
- Trusted European Bank BINs: These are updated every four months.
- Team Tools: Team owners can assign roles and manage card issuance. They can also view expense data for each team member, available balances, and blocked cards in their personal account.
Cons:
- Limits and Restrictions: The minimum top-up amount starts at 50 EUR and 100 EUR via bank transfer.
- 24-Hour Registration Process: Registration takes 24 hours, requiring the completion of a questionnaire and activation by a manager. The account must then be verified via email.
3. Mybrocard
Mybrocard provides virtual cards that can be used for online advertising payments, including Pinterest campaigns.
Pros:
- Diverse Funding Options: Cards can be topped up via Capitalist, USDT, WIRE, and through the Marketcall partner network.
- Diverse US Bank BINs: These are regularly updated.
- Team Tools: Users can manage team members and assign roles according to their responsibilities.
Cons:
- Fee Structure: While there are no fees for internal payments, international transactions incur a fee of 1% + $0.30. There is also a top-up fee, which varies depending on the funding method. A 0.5% fee applies for declined payment transactions.
- Registration Process: Registration can take up to 24 hours on weekdays. To start issuing cards, users must complete a questionnaire and have an interview with a manager, along with data verification.
- Support for Balance Top-Up: To top up the card balance, users must contact customer support. Requests for transfers or withdrawals are processed within 24 hours to 14 working days.
4. YeezyPay
YeezyPay issues virtual cards for online payments, which can also be used for paying for ads on Pinterest.
Pros:
- Diverse Funding Options: Cards can be funded via bank transfers and several popular cryptocurrencies.
- Trusted BINs: Five types are available, with detailed information on each provided on the service’s website. In the case of a risk payment, the service will replace the BIN.
- Card Issuance via Telegram Bot: Users need to complete authentication and request card issuance.
Cons:
- Fee Structure: Transactions under 30 euros incur a fee of 0.5 euros. Declined transactions are also subject to a fee of 0.5 euros plus 1% of the amount. Withdrawal fees also apply.
- Limits and Additional Fees: The minimum top-up amount is $500. There is an additional inactivity fee.
- Relatively New Service: The personal account has limitations, and many features are available only in the pilot version. Users also report that responses from technical support can take up to 24 hours.
5. Abcard.io (Anybill card)
The financial service Abcard issues cards specifically for advertising accounts. All cards are issued by UK banks and are suitable for payments on Pinterest.
Pros:
- Diverse Funding Options: Cards can be topped up using popular cryptocurrencies or bank transfers.
- Unique BINs: Available for each type of card.
- Unified Balance in User Account: Users can credit the main balance and manage the spending and top-ups of other linked cards. Financial reports for all payment transactions are also available.
Cons:
- Fee Structure: Financial transactions incur fees starting from 4.5%, depending on the transaction amount.
- Limits and Restrictions: The unified balance can be topped up with a maximum of 20,000 euros at one time. No more than 10 cards can be issued at once.
- Registration Process: The platform requires verification and a waiting period for account activation, which can take up to 72 hours.
Conclusion
Choosing a virtual card for advertising payments on Pinterest can significantly enhance financial management and operational efficiency. The platforms reviewed in this article — PSTNET, Flexcard, Mybrocard, YeezyPay, and Abcard.io — offer different features tailored to various needs and preferences.
Each platform has its strengths and weaknesses, and the best choice will depend on specific business needs, budget constraints, and operational preferences. By carefully considering the pros and cons of each option, advertisers can select the virtual card service that best aligns with their goals.
For more information on virtual cards, you can refer to this Wikipedia article. When it comes to maximizing the effectiveness of your advertising campaigns, it’s also worth exploring the best social media marketing tools to complement your virtual card usage.
