Spring and summer days are approaching, and you may want to indulge in exciting festivities to celebrate some of the moments and milestones that have shaped your life, especially being able to stay afloat during these trying times. The last two years or so have shown us that we are stronger than we think and made us treasure each of the good things we do for ourselves. Now that the weather is heating up, you might be thinking of buying a leisure vehicle like a boat to start or mark your victories, or you are starting a brand new career and need a new leisure vehicle to help you get by, or have to get a special gift for someone special.

A boat purchase is as big of a deal as any vehicle purchase, and while it may seem like it is difficult to own one in South Africa, there are ways in which you can finance your boat or leisure vehicle without having to break your bank. Leisure finance gives you access to owning your choice of a leisure vehicle, with convenient payment options. So, whether you are looking to finance a boat, or getting a jet-ski, or even a bike or two, there is a finance option to help you every step of the way. Let’s take a look at how you can finance a boat purchase or any leisure vehicle and make some dreams come true.

Let’s Talk Leisure Finance

Let’s Talk Leisure Finance
Leisure finance affords you the opportunity to purchase the leisure vehicle you’d like and works like a motor vehicle finance offer too. You don’t have to worry about not having enough cash upfront for your leisure vehicle with leisure finance, even though it is advised that you try to save up for a deposit to lower your instalments if you are able to. You can calculate how much you qualify for and measure your repayments, making you pay fixed instalments to settle the debt. Applications are often just as easy because who has time for papers on a boat, right? 

With fixed, consistent premiums that can fit well into your lifestyle, the only thing you will need to worry about is who you’re inviting to your boat cruise. It is important to ensure that your leisure vehicle is always insured in order for you to manage unexpected accidents easily, so always try to take up an insurance policy.

Let’s Look At Your Options

These are the different leisure vehicles you can get assistance on under leisure finance: 

  • Bicycle finance: Whatever the kind of bicycle you may want, leisure finance can help you get it 
  • Quad bike finance: To let you enjoy the thrills of the open and dusty roads 
  • Jet ski finance: Yes, you can swerve through the waves all you want in your new jet ski 
  • Caravan finance: You can take all those marvellous adventures with loved ones 
  • Trailer finance: For the families that pack large and travel large 
  • Golf cart finance: Hit the 18th hole on your dream cart 
  • Boat finance: Because those cruises won’t take themselves 

With leisure finance, you are able to enjoy these leisure vehicles, and most financial service providers can cover a range of vehicles for you, so your options are limitless. Taking up leisure finance should not feel like a burden because it isn’t.

Other Benefits 

Leisure finance benefits don’t stop when you jet off from the seller. While enjoying the convenience of paying monthly premiums, you are aware of how much you still need to pay to complete your leisure vehicle instalments. Should you decide to pay off your vehicle, you stand an even better chance of a good credit score, plus you get early pay-off discounts. Just make sure you are fully aware of the conditions your agreement has, and most of the time, you will find that the financial service institution helping you with your leisure finance application will also assist you when you are ready for pay-off season. So, always communicate with your finance provider. 


Don’t worry about the price of the leisure vehicle you want. Take up boat finance in South Africa for you, or get the jet ski, bike, golf cart or bicycle you want and need. Your dreams shouldn’t be put on hold due to financial hurdles. Applications are usually easy, and loan calculators always help you get an idea of what you will be expected to pay.