Discovering an unfamiliar fee listed as “cryptic702 sw 8th st” on your credit card statement might cause fear. You might question its legitimacy or if someone is attempting to deceive you. But fret not! Refunds and charge reversals are possible. This article will aid you in understanding the situation and easing your financial concerns.
Where is the 702 SW 8th St Charge on Your Credit Card Coming From?
If your credit card bill shows this address, it might be from Walmart. The 702 SW 8th St charge on your credit card could be related to a purchase made at the Walmart headquarters in Bentonville, AR. What might cause this charge?
- If you signed up for something at 702 SW 8th St. and didn’t cancel, it could show up on your bill as an It might be a renewal or subscription you forgot about.
- If you bought something on Walmart.com and used a different payment method, like a gift card or PayPal, the charge could be from that.
- Check your donations if you gave to a cause linked to Walmart or an event at 702 SW 8th St. Make sure you weren’t charged unexpectedly.
- Watch out for fraudulent charges. Hackers can make charges look like they’re from Walmart to hide their actions. Be careful with deals that seem too good to be true. Avoid sharing your credit card info without your consent.
What People Say About a Charge on Their Credit Card at 702 SW 8th St.
Case Study 1:
We checked on Reddit about this strange charge. Let’s see what people said: Some think it might be from Walmart’s delivery service, while others speculate it’s from a pickup order. Instead of “702 SW 8th St.,” it might show as “Walmart” on bank statements. Others think it could be a mistake in Walmart’s system. Sometimes, the billing description might be wrong due to errors. Some customers saw their delivery charges listed as “Walmart” instead of the store’s address. This might happen because of how their bank shows the transaction. Customers also mentioned occasional errors in billing descriptions, maybe from system problems or processing errors. 
Here’s how to make sure:
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Look at Your Past Orders and Purchase History:
Check your bank statement against the confirmation email from Walmart. If they match, it’s probably okay. Review your online purchases and charges made on your debit or credit card.
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Talk to Walmart Customer Support:
If you’re not sure, call Walmart’s customer service. They can check your order and explain what’s on your bill. Navigate to their support hotline if you need to leave a message.
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Keep an Eye on Future Bills:
Look out for more charges like this in the future. If they keep happening, it’s probably normal, unless it’s an unusual But if you keep getting unrecognized charges, it could be a scam. Checking your bank account online regularly can help you spot fraudulent activities early.
Walmart’s Reaction to the Charge:
Discover what Walmart says about the charge on your credit card. If you placed an order on the Walmart app or Walmart.com, the charge might be a pre-authorization to ensure your card is valid before shipping. But if you didn’t authorize the charge, contact Walmart to dispute it. You may need to file a police report if you suspect your card info was stolen or skimmed.
Reaching Out to Walmart about an Unknown Charge:
After checking your statement, here are fast ways to contact Walmart for aid with the credit card charge.
Call:
For customer service, call 1-800-925-6278 or 1-800-WALMART. You can request assistance with credit card charges by mentioning “credit card” or “billing.”
Financial Services Support Center:
For queries about Capital One® Walmart Rewards Mastercard® or Walmart Rewards™ Card charges, dial 1-877-860-1250.
Online:
Go to https://www.walmart.com/help and click on “Account & Payments.” Then, pick “Credit Card Chargeback Process” or “Unauthorized Charges” for information and possibly initiate a dispute.
Twitter:
Send a direct message to @WalmartHelp on Twitter with your contact information and charge details for aid.
In the Store:
Customer Service Desk:
Visit Walmart’s customer service desk. Speak with a staff member in-person. They can check your previous purchases and possibly answer questions about the charge. If you shop at Walmart regularly, they may be able to look up your order history.
Dispute a Charge:
If you believe the charge is incorrect, inform your bank or credit card company. Contact your card issuer’s customer support for assistance. They can help you file a dispute and potentially get your money back.
Report Fraud:
If you suspect wrongdoing, inform both Walmart and your bank immediately. You can also notify the Federal Trade Commission (FTC) at https://consumer.ftc.gov/features/identity-theft or call 1-877-ID-THEFT (1-877-438-4338).
More Tips for Resolving a Walmart Charge:
Get Information First:
Before contacting Walmart, gather all details about the charge. Know the date, amount, store name or address like 702 SW 8th Street, and any order numbers. If you used your EBT or food stamp card, have that information ready too. 
Be Clear and Avoid Confusion:
When speaking with Walmart, be concise and clear. Calmly state your question to the staff. Avoid using slang like “WTF” that could lead to misunderstanding. Explain if you got a new card and the charge came after.
Please Be Patient:
Resolving your issue might take time, so remain patient and persistent. The representative will do their best to help with your concern. Remember, it’s an inconvenience but staying calm will get you better service.
Hope this helps explain what that mysterious 702 SW 8th St charge on your credit card or bank statement means. Whether it’s a Walmart purchase, a PayPal renewal, or even fraud, there are steps you can take. Examine your recent orders, contact Walmart and your bank, and stay vigilant. With some effort and knowledge, you can resolve that strange charge.
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How to Dispute a Charge from Walmart on Your Credit Card
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Gather Evidence:
Look at your credit card bill to find the charge’s details like date, amount, where it’s from (like “Walmart”), and its reference number. Collect proof: Get receipts, emails, or any communication with Walmart about the purchase. If you have an order number or info from your purchase history, that will help your case.
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Contact Walmart:
Visit Walmart’s Help Center at https://www.walmart.com/help. Choose “Account & Payments” and search for “Credit Card Chargeback Process” or “Unauthorized Charges” for assistance. Call Customer Service: If you believe it’s a mistake, call Walmart at 1-800-925-6278 (1-800-WALMART) to clarify any charge on your card. They can explain the charge and review your order. Disputing with Your Bank:
By Phone:
Call your bank using the number on your card. Choose the option for disputes or billing questions.
Online:
Some banks allow starting a dispute online through their secure website. Look for “dispute transaction” or “report fraud.”
In-Person:
If possible, visit your bank branch and talk to a staff member. They’ll assist you with the dispute.
Explaining the Situation:
Clearly explain to the bank representative that you believe the charge is incorrect. Provide details about the charge and any evidence you have from Walmart or your records. If someone charged $299.99 or $12.95 to your account without your consent, make that very clear.
Following the Dispute Process:
Your bank will guide you on the next steps, such as filling out a form or providing more information. They might also communicate with Walmart. Cooperate and respond promptly if your bank requests further information. If the charge is still pending, the dispute might be resolved faster.
Monitoring Progress:
Keep track of your conversations with both your bank and Walmart. Check your credit card bill to see if the disputed charge has been removed or adjusted. If the dispute is resolved in your favor, inquire if your bank can issue you a new card number for security. Getting your money back can take some time, so be patient while waiting for the refund.
Additional Tips:
Regularly check your credit report for any unauthorized activity. Review reports from all three major credit agencies. Monitoring your credit score can alert you to potential fraud or unrecognized charges.
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Ways to Protect Your Credit Cards:
Ways to Protect Your Credit Cards:-
Keep Your Card Info Safe:
- Store your card in a secure place where it won’t get swiped by others.
- Tear up old statements and offers that show your full account number.
- Shop on secure websites, especially when ordering from Walmart online.
- Avoid public WiFi for important transactions to prevent your card from getting skimmed.
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Passwords and Security:
- Use strong, unique passwords for your Walmart account and other shopping sites.
- Think about using a password manager to keep your login details secure.
- Turn on two-factor authentication whenever possible for an extra layer of protection.
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Stay Alert for Unrecognized Charges:
- Check your statements often for charges you don’t recognize, even small ones.
- Report any unfamiliar charges to your bank right away, even if it’s just $12.95.
- Get free credit reports yearly to look for accounts you didn’t open.
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Card Safety Features:
- Set up alerts with your card company for unusual activity or large purchases.
- If your card is lost or stolen, ask your bank to temporarily freeze it.
- Limit the number of cards you have and online accounts they’re linked to.
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More Ways to Avoid Credit Card Fraud:
- Check website security before entering your card details. Look for “https” in the URL.
- Trust reputable sellers and avoid sharing your full card info over the phone or email to prevent any unwanted charge on your card.
- Use ATMs in safe, well-lit areas and always cover the keypad when entering your PIN.
- Watch out for phishing emails or calls asking for your card or account details. Your bank won’t ask for that.
- Keep your devices and software updated to protect against new security threats.
Remember: Act quickly if you spot suspicious charges to prevent further issues. Stay vigilant and take steps to safeguard your credit card information. Whether shopping at Walmart or checking your grocery order, keeping your card details secure is key.
In conclusion, a charge from 702 SW 8th St on your credit card is most likely related to a Walmart purchase, but it’s important to verify. By examining your purchase history, contacting Walmart customer support, and monitoring your account, you can get to the bottom of any unrecognized charges. If you suspect fraud, notify your bank right away to dispute the charge and protect your credit. With some knowledge and vigilance, you can navigate confusing charges and keep your card info safe, whether shopping at Walmart stores in Bentonville, AR or making purchases through the Walmart app. Although dealing with unfamiliar charges is stressful, there’s always a solution when you know where to look.
